T.M., Baymuratov. “ON SOME QUESTIONS OF THE FORMATION UNIFIED RISK CLASSIFICATION SYSTEM IN INSURANCE ACTIVITIES”. Central Asian Journal of Innovations on Tourism Management and Finance 4, no. 8 (August 18, 2023): 5-27. Accessed October 10, 2025. https://cajitmf.casjournal.org/index.php/CAJITMF/article/view/577.